Thinking about filing for bankruptcy or know someone who is? Under federal law, you are required to obtain credit counseling from a qualified non-profit agency before filing. Most of the agencies offering this service charge some nominal fee for their services, but with attorney’s fees and filing fees, bankruptcy can be a costly endeavor, and any chance to save money can be very helpful. The below link will take you to a site currently offering their pre-bankruptcy credit counseling for FREE!!! For more information on filing for bankruptcy, visit the Law Office of Suzanne Szymoniak.